Credit card zero percent balance transfer? With the Discover It Balance Transfers, cardholders enjoy 18 months of 0% APR on moving debt from one account to another. Also, this credit card also provides a bunch of benefits, such as rewards and fraud protection.
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This credit card is one of the best financial options for those looking to save money on interest, earn rewards on their spending, and enjoy other benefits and protections.
However, knowing all the features and conditions is essential before choosing a new credit card. In this article, you will learn the primary information about the Discover It Balance Transfer Card.
Zero percent balance transfer and more features
If you want a credit card with a range of benefits without paying high interest, Discover It Balance Transfer Credit Card is an excellent option. One of its flagship features is the considerable intro APR period: 0% on balance transfers for 18 months, plus a 0% intro APR transfer on purchases for six months.
Cash-back and rewards
Customers enjoy a 5% cash back on everyday purchases in different stores, like restaurants, gas stations, grocery stores, and more, plus a 1% cash back on all other purchases.
The Discover Balance Transfer credit card also offers a cash-back match for new cardholders at the end of their first year, doubling your rewards earned. This feature is a sidekick for those who love to make while spending.
No Annual Fee
Security features
Enjoy all the benefits without having to pay an annual fee. This is attractive to those who want to avoid paying high fees.
The Discover It Balance Transfer Credit Card has many security features that protect cardholders from fraud, theft, and other casualties. Check it now:
- Online Privacy Protection: Discover will help you to regularly remove your info from websites that could sell your data.
- Free Social Security number alert: Get an alert if your Social Security Number is found on a Dark Web site.
- Turn your account on/off: If you misplace your card, you can turn your account off with the “Freeze It” feature.
- Fraud Liability Guarantee: The cardholder never is responsible for unauthorized purchases on their credit card.
What to ponder for zero percent balance transfer
Despite the significant benefits, you must be aware of some points that could be considered downgrades or tricks.
The first point that can be considered an obstacle, especially for those who have already had problems with credit, is the required credit score. Applicants must have a credit score of at least 670 to be approved.
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Another point to pay attention to is the balance transfer fee that starts at 3% during the first few months and, after that, increases up to 5%.
Furthermore, the reward rate needs manual activation. This can be difficult for clients with a busy routine.
If you have considered all the pros and cons and decided that you’re going to choose this card, click here and learn how to apply.
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Disclaimer:
This content is not intended to be financial advice. Please consult a financial professional for guidance on your specific situation.
The rates and terms of the card are subject to change. Please refer to the credit card company’s website for the most up-to-date information.