Have you been accumulating interest expenses and are afraid of compromising your creditworthiness? You can enjoy a credit card debt relief program with the Chase Slate Edge credit card!
- READ MORE REVIEWS: Credit card balance transfer offers with the Wells Fargo Active Cash
This credit card is one of the best in the financial landscape for balance transfers. Cardholders can reduce interest by paying bills on time, in addition to a long introductory period. It is ideal for those who want to organize their finances.
In this article, we will learn the primary information about the Chase Slate Edge credit card, including the perks and downgrades.
Credit card relief debt program and more features
The Chase Slate Edge credit card is highly rated as an option to reduce interest and alleviate your debts. But, despite this being the flagship, the card has other good features.
An extensive introductory APR period
Cardholders have 18 months from account opening to introduce APR. A low intro APR is for the first 18 months from account opening on purchases and balance transfers. After that, a variable APR of 20.49% to 29.24%.
APR reduction by paying on time
Get a purchase APR reduction by 2% when paying your bills on time and spending at least $1,000 on your card until your next account anniversary, up to your APR reaches the Prime Rate plus 9.74%.
Increase your limit
With the Chase Slate Edge credit card, you can get an automatic review for a higher credit limit by not deleing paying your bills and spending $500 in your first six months.
Monitor your credit health.
Cardholders have access to Chase Credit Journey, which helps them monitor their credit with free access to their latest score and critical alerts.
Furthermore, this feature keeps cardholders informed about changes to their credit report. Clients can also detect potential fraud or identity theft and receive personalized recommendations for improving their credit scores.
This proactive approach to credit management empowers cardholders to make good decisions and safeguard their financial well-being.
Reduce interest on your payments
The Chase Slate Edge Credit Card can pay off higher-rate credit cards or consolidate balances. The low intro APR on balance transfers makes cardholders reduce their interest expenses.
Downgrades of the Chase Edge Credit Card
Despite all the attractions in terms of interest and fees, the Chase Slate Edge card has some points that can be considered disadvantages.
The first issue to consider is that the card has no rewards, such as cash-back or bonuses.
Another bust is that potential applicants need to have a credit score of 690 to 850. This can be an obstacle for people who could benefit from the interest reduction the card offers but need a sufficient credit score.
Is this credit card debt relief program for you?
Those who want to improve their financial health by reducing interest expenses while enjoying a credit card with a great overall user experience, can count on the Chase Slade Edge credit card. Moreover, the card comes with an extensive introductory APR period, making it an ideal choice for those who want to organize their finances. Cardholders can reduce their APR by paying bills on time and can even increase their credit limit with responsible spending. Furthermore, the Chase Slate Edge credit card offers access to Chase Credit Journey, which helps cardholders monitor their credit health and detect potential fraud.
- READ MORE REVIEWS: Credit card balance transfer offers with the Wells Fargo Active Cash
However, it’s important to note that the card does not offer any rewards program, and applicants need to have a credit score of 690 to 850. Therefore, it’s important to consider your financial needs and priorities before applying for this credit card. The most important thing to do is check your financial needs and priorities.
After meeting the perks and downgrades of this credit card, if you’re interested, click here and learn how to apply for it.
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Disclaimer:
This content is not intended to be financial advice. Please consult a financial professional for guidance on your specific situation.
The rates and terms of the card are subject to change. Please refer to the credit card company’s website for the most up-to-date information.